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High value car insurance
Finding high value car insurance isn’t about doing an online search.
When you’re looking to insure your luxury car, looking through hundreds of online deals and offers can be complicated. Traditional policies often won’t provide the right protection, insisting that a network repairer can be used, rather than the main dealer, and many won’t quote at all if your vehicle exceeds a certain value.
With our Private Client car insurance service, we’re with you, every step of the way. We take you through every aspect of insuring your car, from sourcing a policy, to supporting you through claims and reviewing renewal offers.
We offer bespoke cover for a wide range of luxury vehicles, including:
- Aston Martin
- Bentley
- Ferrari
- McLaren
- Porsche
- Rolls Royce
Speak to our team on 01277598135
About our Private Client service
Our Private Client service takes the stress out of sourcing high value car insurance. We offer professional advice around insurance for high value cars – from stylish classics – to high performance thoroughbreds. We have access to a large panel of insurers, which helps us find an appropriate policy for you, and deliver high quality cover at competitive premiums – tailored to your needs.
We focus on personal service.
Your dedicated adviser will look after all aspects of insurance for your luxury car, so that you don’t have to – a complete broker service from start to finish.
- Sourcing the right policy
- Assistance with mid-term adjustments (for example, adding another driver, changing your vehicle, or changing your mileage)
- Support through the claims processes
- Support and assistance with your renewal
We continue to monitor the market, so if your circumstances or those of your insurer change (including mid-term), we can move you to a more suitable policy. When you use our Private Client service, the stress of finding insurance is taken away, because time-consuming process of researching and finding effective and appropriate cover is our job.
Our panel of high-quality insurers can provide you with a tailored policy that can’t be found through standard motor insurance – a policy that fits you.
We access products which can include:
- New car replacement (12 months or 36 months depending upon product), or agreed value claims settlements
- Your choice of repair centre, including a main dealer
- Option to insure all household vehicles under a single policy
- Cover for any driver over the age of 30
- Cover to drive another person’s car on a comprehensive basis
- A like-for-like courtesy vehicle
- EU/UK breakdown cover
- Up to six months driving in Europe
Purchase Price Protection (GAP) Insurance
It’s widely accepted that for most vehicles, they lose value over time. Our specialist high value motor insurance and high-quality cover will give greater protection than a more traditional policy, but even where your cover is on an ‘agreed value’ basis, this value could still reduce year on year for most cars. If your car is stolen or written off, the payment you receive will most likely be less than what you paid for the vehicle.
Purchase Price Protection or GAP insurance bridges the gap between your insurance settlement and the invoice price you paid for your car. With policies potentially offering cover for up to 5 years from the date of purchase, this can effectively put you in a position to replace your car with a brand new one.
Whilst new car replacement cover from your insurer will only apply if you are buying a brand-new car, GAP insurance can be taken out when buying a pre-owned vehicle.
Excess Protection Insurance
The policy excess on a high value vehicle can be expensive. It can start at around 1% of the vehicle value and increase depending on the type of car you own and your personal circumstances.
Excess Protection insurance is a standalone, individual product. It’s bought alongside your motor insurance, and is designed to pay back your excess, following a claim.
We offer competitive premiums with excess protection cover of up to £3,000 per vehicle.
